NexliPay

One platform to orchestrate every payment account.

NexliPay connects, routes, and manages payments across all your processor accounts from a single licensed dashboard. Higher approval rates, automatic failover, and compliant settlement — without touching your code.

Book an eligibility callSee how it works

Orchestrating across

Stripe logoStripePayPal logoPayPalShopify logoShopifyAdyen logoAdyenSquare logoSquare
Stripe logoPayoutsLive
Routing
US$3,625.98PaidMastercard logoMastercard•••• 11189 Apr
US$978.00PaidNavy Federal CU logoNavy Federal CU•••• 14419 Apr
US$2,051.78PaidMastercard logoMastercard•••• 11189 Apr
US$2,549.00PaidVisa logoVisa•••• 40629 Apr
US$2,640.98PaidMastercard logoMastercard•••• 11188 Apr
US$2,997.00PaidAmex logoAmex•••• 30058 Apr
US$965.00PaidNavy Federal CU logoNavy Federal CU•••• 14418 Apr
US$2,489.00PaidMastercard logoMastercard•••• 11188 Apr
US$2,942.41PaidVisa logoVisa•••• 40627 Apr
US$1,000.00PaidNavy Federal CU logoNavy Federal CU•••• 14417 Apr
US$2,479.00PaidMastercard logoMastercard•••• 11187 Apr
US$2,782.45PaidAmex logoAmex•••• 30056 Apr
US$3,625.98PaidMastercard logoMastercard•••• 11189 Apr
US$978.00PaidNavy Federal CU logoNavy Federal CU•••• 14419 Apr
US$2,051.78PaidMastercard logoMastercard•••• 11189 Apr
US$2,549.00PaidVisa logoVisa•••• 40629 Apr
US$2,640.98PaidMastercard logoMastercard•••• 11188 Apr
US$2,997.00PaidAmex logoAmex•••• 30058 Apr
US$965.00PaidNavy Federal CU logoNavy Federal CU•••• 14418 Apr
US$2,489.00PaidMastercard logoMastercard•••• 11188 Apr
US$2,942.41PaidVisa logoVisa•••• 40627 Apr
US$1,000.00PaidNavy Federal CU logoNavy Federal CU•••• 14417 Apr
US$2,479.00PaidMastercard logoMastercard•••• 11187 Apr
US$2,782.45PaidAmex logoAmex•••• 30056 Apr

40+ processors and acquirers, one orchestration layer

Stripe logoStripePayPal logoPayPalShopify logoShopifyAdyen logoAdyenSquare logoSquareKlarna logoKlarnaWise logoWiseRevolut logoRevolutVisa logoVisaMastercard logoMastercardAmerican Express logoAmerican ExpressApple Pay logoApple PayGoogle Pay logoGoogle PayStripe logoStripePayPal logoPayPalShopify logoShopifyAdyen logoAdyenSquare logoSquareKlarna logoKlarnaWise logoWiseRevolut logoRevolutVisa logoVisaMastercard logoMastercardAmerican Express logoAmerican ExpressApple Pay logoApple PayGoogle Pay logoGoogle Pay
How it works

Every account routed in just 3 steps

Connect the processor accounts you already own, and NexliPay handles the routing, failover and reconciliation from there.

app.nexlipay.com/accounts

Connected accounts

3 live
Stripe logoStripeacct_1P9xK2 · USD, GBP, EURConnected
Shopify Payments logoShopify PaymentsVerified · payouts dailyConnected
PayPal Business logoPayPal BusinessReserve 5% rollingConnected
Adyen logoAdyenKYB documents in reviewVerifying

Permissions are scoped and revocable. NexliPay never holds account ownership.

Supported accounts

Accounts we orchestrate across

We connect Stripe, Shopify Payments and PayPal accounts that meet compliance and history requirements. Every account is reviewed before it joins your routing pool.

Stripe logo

Stripe

Live & payout-ready

Eligibility requirements

  • KYC/KYB complete, bank account verified
  • Stable payout history with a low dispute rate
  • First payout window already passed
  • Category within policy, descriptor matches your brand
Check this account

Controlled ramp with velocity limits on day one

Shopify Payments logo

Shopify Payments

Clean history required

Eligibility requirements

  • Identity and documents approved for your region
  • Successful payouts already recorded
  • Refund and shipping policies published
  • Chargeback rate held under 0.6%
See if your category fits

Policy-aligned operations, clean reconciliation

PayPal Business logo

PayPal Business

Reserve-aware

Eligibility requirements

  • Account verified with processed payout history
  • Rolling reserve status disclosed up front
  • Seller Protection alignment — delivery proof, address match
  • Clear descriptor and published support SLAs
Check this account

Cash-flow plan built around any reserve in place

Also routableAdyen logoAdyenSquare logoSquareKlarna logoKlarnaWise logoWiseRevolut logoRevolut

How this works — and what it isn’t

NexliPay routes your own transactions across processor accounts you own and control. You stay the merchant of record on every account, and you keep your logins. We never buy, sell, rent or share accounts, and we never process one business’s volume through another business’s account — that’s transaction laundering, and it breaches card network rules and processor terms. Accounts that fail platform review are not connected.

The platform

Everything you need to run payments across accounts

One licensed layer that manages the accounts you already have — optimizing approvals, resilience, and compliance.

Smart transaction routing

Route every payment to the account with the highest approval odds using real-time performance signals.

Licensed & compliant

Operate on regulated payment rails with KYC, AML monitoring, and audit-ready reporting handled for you.

Automatic failover

If a processor declines or goes down, NexliPay instantly retries through a healthy account. No lost sales.

Unified dashboard

Every account, balance, and payout in one view — with reconciliation across processors done automatically.

Fraud & risk shield

Machine-learning risk scoring blocks fraud before it hits your accounts and protects your standing.

Real-time settlement

Track funds from authorization to payout in real time, with programmable rules for splits and schedules.

Inside the platform

Every account, every payout, one screen

Volume, balances, routing performance and settlement across all of your connected processors — reconciled automatically.

app.nexlipay.com/dashboard

Gross volume

$128,198.72

+4.6%

USD balance

$133,087.65

Est. future payouts

Payouts

$102,633.07

Expected today

Routed volume — last 4 weeks

$233,434

+100%
Dec 13Jan 9
Stripe logoStripe98.2%
PayPal logoPayPal96.7%
Shopify logoShopify94.1%
Adyen logoAdyen97.4%

From live accounts

Real settlement, on real merchant accounts

Screenshots from accounts running on the NexliPay orchestration layer.

Stripe payment notifications on a merchant's phone
Settlement alerts on a connected Stripe account
Merchant sales dashboard showing $30,312.04 in monthly volume
A connected storefront’s monthly volume — orders and sales up triple digits period-over-period while routing runs on autopilot.

Compliance

Built to pass the review, not dodge it

Orchestration only helps if it holds up when an acquirer, a scheme or a regulator asks how it works. Ours is designed for that conversation.

You stay the merchant of record

Every account stays in your name, with your underwriting and your logins. NexliPay holds routing permissions only — never ownership.

  • No account transfers, ever
  • Scoped API access you can revoke
  • Full audit log of every routing decision

KYC, KYB and AML built in

Onboarding runs identity, business and sanctions checks before a single transaction is routed, and re-screens on a schedule after that.

  • Identity and business verification
  • Sanctions and PEP screening
  • Ongoing transaction monitoring

Disputes and chargebacks

We monitor dispute rates across every connected account and pull volume off any processor that starts trending toward a threshold breach.

  • Rate alerts before you hit scheme limits
  • Evidence packaging for representment
  • Automatic routing away from at-risk accounts

Reporting that survives review

Reconciliation across processors, settlement trails, and exports formatted for your acquirer, auditor or accountant.

  • Per-processor settlement reconciliation
  • Audit-ready exports
  • Retention aligned to scheme requirements
“
Customer quote goes here — what changed after routing went live, in their words. Keep it specific and keep the receipt.
Name/Role, Company

40+

Processors supported

<200ms

Routing decision

99.9%

Uptime target

24/7

Risk monitoring

Volume routed — single account view

$8,942,180

Illustrative
JanJunDec

Connected accounts

Stripe logoStripe98.2%
PayPal logoPayPal96.7%
Shopify logoShopify94.1%
Adyen logoAdyen97.4%
Square logoSquare95.8%

FAQ

Questions, answered

Orchestration is a layer that sits above your payment accounts and decides, in real time, which processor should handle each transaction. NexliPay manages that routing across all your connected accounts so you get the best approval rate and automatic backup if one fails.

See if your accounts qualify for NexliPay

Book a 15-minute review. We’ll tell you which of your accounts qualify, the exact requirement any account misses, and what routing would change for your approval rate.

Book a callEmail us instead

15 minutes · no commitment · licensed and compliant onboarding